Money and Personal Finance Vocabulary

Money and personal finance vocabulary is the language of adult financial life: salary, wages, income, expenses, savings, budget, debt, loan, mortgage, interest rate, credit card, bank account, current account, savings account, overdraft, transfer, deposit, withdrawal, invest, share, stock, pension. The worksheet covers the productive vocabulary every B1–B2 learner needs to discuss income and spending, read financial news, and handle banking conversations.

This worksheet builds B1–B2 fluency with money-and-finance vocabulary in banking and lifestyle contexts.

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What’s inside:

• Vocabulary box with 40+ finance terms grouped by category (income, banking, debt, investment)
• Multiple-choice items targeting collocation accuracy (open an account, take out a loan, pay back a debt, save for retirement)
• Gap-fill in financial-conversation contexts (a bank visit, a financial-advice email)
• Personalised production: describe your spending priorities or financial goals
• Full Answer Key plus Teacher Notes with budget-planning extension

Common challenges: Borrow vs lend is the central B1 trap — I borrowed money from her / She lent money to me. Salary vs wage: salary is monthly/annual professional; wage is hourly/weekly manual or service. False friends: German Salär exists but is outdated, learners often expect salary to mean bonus. Idiomatic finance language: make ends meet, live within your means, save up for, splash out on, pay through the nose.

For: Adult and teenage learners (14+) at CEFR B1 to B2, in intermediate and upper-intermediate classes, 1:1 lessons, or self-study. Money vocabulary is core to Cambridge B1 Preliminary (PET), B2 First (FCE), and BEC Vantage. Part of the Work & Money collection — the natural next step is Business English Meetings Vocabulary, which moves money talk into the professional-meeting context.